Float Loans are a new loan structure that allow almost anyone to borrow money for something that improves their earning potential.

The key feature is that rather than compensating investors with high interest rates, an extra amount is added to the repayment amount called the Float Amount.

Let's say a person borrows $100 and the Float Rate is 30%, this means that the borrower repays a total of $130 over the life of the loan, along with a low interest rate over the whole $130.

This makes providing loans to recipients without existing collateral or high incomes, profitable, especially since our loans are provided for things that help recipients earn more income so repaying the loan happens via their increased incomes.

Please download our paper Beyond Interest - The Float Loan Model for Global Economic Mobility to learn more.